Can't Shake the feeling

I used to get really lonely, even in a crowd of people. I blamed it on not having anyone to call my own, figured it was that natural god-created yearning for a mate, and I figured it would pass when I had someone.

It didn't.

I feel really lonely again, and tonight sitting alone in my apartment watching TV, the feeling is pretty darned strong. Not strong enough to regret the decision to live alone, just strong.

I just spent the day watching CNBC and I'm in a panic once again that my spending is out of control. This *might* have something to do with a classmate of mine just buying a Car and a house and my not being even close to that right now. Yes, all fingers are not equal etc etc, but I should have saved enough by now that I have a down-payment together. I'm also more than a little ashamed of the fact that my savings today are at the exact same place they were this time last year.

I wish I could tell you where the money went. Okay, I did buy furniture. But that only accounts for about $2,000. Okay maybe $3,000. STILL, God help me. I will do better in 2010.

And omo, no tax refund last year mayne. So my naija ticket money this year had to come from savings. I am soooo going to a tax accountant next year. This rape and pillaging cannot continue. I'm about to become a republican. Kai!

I also need to diversify my savings. It used to be cute to put all my money in a Money Market account that many of the banks are offering when interest rates were 5%. Now, I'm earning about 1.3% on my money, while the stock market is happily rebounding without me! What nonsense! Was doing some reading on Roth IRAs and I just realized that there is no penalty for withdrawing contributions early! I need to up my percent investment, and also open an investment account.

I need more ideas about how to make my money work for me (especially since I think I'm going to go back to school in 2011).